Debt Collector Abuse and Your Rights
Debt Collector Abuse and Your Rights:
Harassment by a debt collector can come in various practices but examples include repetitive phone calls intended to annoy or abuse, abusive language, and threats of violence. It may consist of getting calls at 7 AM or 11 PM, getting five calls every day, or getting calls at work. In most scenarios, it could consist of being shouted at or being called disrespectful names. Let us tell you such collection actions are strictly prohibited in Dubai. Debt Collection in Dubai, Debt Collection in Abu Dhabi or even UAE, is not allowed this way. If you are found doing mistakes like this then you will be
If any debt collector is abusing you, it is important to know your rights. There is a Fair Debt Collection Practices Act that has stated what a debt collector cannot do and what you can do to stop the abuse. The FDCPA includes a number of things that debt collectors cannot do. For example, they cannot call you before 8 AM and they also cannot make too many calls in one day. They shouldn't call you at awkward spots, which may incorporate your work environment, and are not permitted to misrepresent your debt or its legal status. Debt Collection Dubai Firms knows all the rights of customers and does not do such abusive practices while collecting the debt. If you find your collector is abusing you, you can file a complaint against him in the collecting firm. They will take proper actions against him in favor of the debtor. A limit is defined by the "Law, Ethics and Mannerism", therefore if a Debt Collector is found acceding those limits then he will be treated with punishment by law. There is no mental harassment or physical abusing.
One other thing is to change your phone company and phone number, but this is not a permanent solution. Another choice is to sue the debt collector or collection agency. Possibly think about this choice on the off chance that you have an extreme harassment case. If you lose your case, the court could make you pay the debt collector's court costs and attorney's fees. Debt Collection agencies behave very ethically in all collection processes of unpaid amounts. They are very responsible and their gestures are very humble throughout the collection process. If you feel like your rights have been violated, you have the right to sue the debt collection agency. You can simply keep a record of all the contacts and documents made between you and the collection agency. If you have all relevant data with you, then the debt collector agency must pay for its abuse.
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